Having 15.5 years Microfinance Banking Industry Experience with Healthy Productivity performance & in depth Knowledge about Sales and Marketing, Credit Assessment and general Banking and Administration.
Key ResponsibilitiesStrategic Planning Develop and implement operational strategies aligned with the overall goals andobjectives of the microfinance bank. Contribute to the development of long-term plans and policies.Process Management Streamline and optimize operational processes to enhance efficiency and reducecosts. Design, implement, and monitor operational policies and procedures.Risk Management Identify and assess operational risks and implement measures to mitigate them. Ensurecompliance with regulatory requirements and industry standards.Financial Management Monitor and manage operational budgets. Oversee financial transactions, ensuringaccuracy and compliance with accounting principles.Technology and Systems Implement and maintain technology systems that support efficient operations.Stay abreast of technological advancements and recommend updates or improvements as needed.Customer Service Ensure high-quality customer service by overseeing front-line operations. Implementmeasures to improve customer satisfaction and retention.Team Management Recruit, train, and supervise operations staff. Foster a positive and productive workenvironment. Set performance goals and conduct regular performance evaluations.Reporting and Analysis Generate and analyze operational reports to identify trends and areas forimprovement. Provide regular updates to senior management on key performance indicators.Compliance and Legal Matters Ensure compliance with regulatory requirements and legal standards.Liaise with regulatory authorities and address any compliance issues.Collaboration Collaborate with other departments, such as finance, credit, and risk management, to ensurecoordinated efforts across the organization. Foster effective communication and collaboration amongdifferent teams.
Key ResponsibilitiesCash Handling Manage cash transactions accurately and securely.Teller Operations Conduct efficient teller operations, including deposits and withdrawals.Account Reconciliation Reconcile daily transactions and ensure accuracy.Customer Assistance Assist customers with cash-related inquiries and transactions.Compliance Ensure compliance with cash handling policies and regulatory standards.Record Keeping Maintain accurate records of cash transactions.Security Measures Implement security measures to safeguard cash assets.Reporting Generate reports on cash transactions and balances.
Key ResponsibilitiesProvide prompt and courteous assistance to customers.Address customer inquiries and resolve issues efficiently.Assist customers with account-related services and transactions.Possess in-depth knowledge of the bank\'s products and services.Resolve customer complaints and escalate when necessary.Identify opportunities to cross-sell bank products and services.Manage customer documentation and account records accurately.Collect customer feedback to improve service quality.Ensure compliance with customer service standards and policies.
Manage and ensure accurate completion of loan documentation.Maintain organized and up-to-date credit files for audit purposes.Verify loan documentation for compliance with policies and regulations.Oversee the documentation and management of collateral for loans.Coordinate the disbursement of approved loans in compliance with policies.Maintain accurate records of credit transactions and customer information.Generate reports on credit activities for management and regulatory purposes.Communicate with customers regarding credit-related matters.Ensure adherence to the bank\'s credit policies and guidelines.Collaborate with other departments to facilitate smooth credit operations.
Key ResponsibilitiesIdentify and acquire new clients for the microfinance bank.Conduct market research to identify business opportunities.Promote microfinance products and services to potential clients.Cultivate and maintain strong relationships with clients and business partners.Facilitate the origination and processing of loans for clients.Assess the creditworthiness of potential clients and manage associated risks.Identify opportunities to cross-sell additional financial products.